With a combined 25+ years in the personal finance industry, we have seen a lot.

Both from entrepreneurial families, we know firsthand what it is like to build a business from the ground up and all of the hard work, dedication, and grit that goes into. Most importantly, we have witnessed the financial responsibility that is crucial to making a business succeed.

The challenge we’ve found for the average business owner is lack of execution. This is why Trivium Point Advisory was created.

Ron A. Pac, Managing Partner


I always knew I wanted to run my own business, from starting my first company in high school to managing the team today. Everything clicked when I was able to connect the struggles my parents went through in their business and realizing it was a common theme with others. Seeking to fix this issue, I set out to create a team that can provide education to clients on strategies and concepts they’ve always had access to, but no one spent the time to walk them through it. I feel that we’re taking a step in the right direction, every day, to provide that.

I am Licensed and registered to offer products and services in NY. Licenses and registrations will vary. Domiciled in NY, CA (RICP) conferred by The American College

George R. Gerhard, Managing Partner


My passion for advising business owners was derived from two areas: my dad owning his own business, and 18 years of providing personal financial advice where a core group of clients are business owners.

I have been able to witness both the pains and pleasures of owning your own business. Through that experience, I’ve been able to identify common blindspots business owners tend to have.

From this, our team was created to reduce complexity and provide advice from an elevated vantage point. This is our daily mission and commitment to our clients.

The team that makes it possible.


Ryan Curran

James Salerno

James Thompson


Kristin Flindall

Operations Manager

Ashley Croft-Moore

Marketing Manager

Ashley Croft-Moore

Marketing Manager

Kristin Flindall

Operations Manager


Cole Conrad

Director of Business Development

Cheyenne Haviland

Client Services Associate

Stephen Haeckel

Financial Consultant

Nick DiMarco

Client Relationship Manager

Whether we are starting new accounting processes, unwinding poor accounting, or helping you pitch your business to potential investors

you can rest assured that we will strive to
strengthen your business